Excess insurance US

Hottyre
Posts: 6
Joined: Sat Dec 07, 2019 7:13 am

Excess insurance US

Post by Hottyre » Sat Dec 07, 2019 11:44 am

Hello Guys!

I am looking for an excess insurance for rental cars. Somebody any idea? :?: :?:

Thanks

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Highlander
Posts: 58
Joined: Sat Dec 07, 2019 1:13 pm
Location: Ann Arbor

Post by Highlander » Sun Dec 08, 2019 4:33 am

Did you check icarhireinsurance.com?

Hottyre
Posts: 6
Joined: Sat Dec 07, 2019 7:13 am

Post by Hottyre » Sat Dec 21, 2019 10:27 am

Highlander wrote:
Sun Dec 08, 2019 4:33 am
Did you check icarhireinsurance.com?
Not yet. Can you recommend icarhireinsurance.com, @Highlander?

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Highlander
Posts: 58
Joined: Sat Dec 07, 2019 1:13 pm
Location: Ann Arbor

Post by Highlander » Sat Dec 28, 2019 6:36 am

Sure. Icarehireinsurance is one of the cheapest excess insurances. I do not really know any alternative.

Overdrive
Posts: 9
Joined: Fri Dec 13, 2019 4:44 am

Post by Overdrive » Thu Jan 09, 2020 10:46 am

Did you already check out if the excess insurance is valid for non UK-residents as well? I ask this questions as most products in the UK state that you must be UK resident throughout the duration of the insurance. If you @Hottyre are a UK resident then this is of course not an issue. :!: :?:

Wheeler
Posts: 2
Joined: Tue Dec 10, 2019 3:44 am

Post by Wheeler » Fri Jan 10, 2020 6:47 am

I am actually looking for an excess insurance which is valid in US. Any ideas?

Cover10
Posts: 12
Joined: Fri Dec 13, 2019 4:49 am

Post by Cover10 » Sun Jan 26, 2020 12:01 pm

The insurance which you as a car renter in US or in Canada must have is a Collision Damage Waiver (CDW) and/or a Loss Damage Waiver (LDW). They both cover any damage, theft or loss of the rented car. Normally you can buy such insurances at the counter of any car rental company. However this is usually a costly exercise. Therefore an excess insurance is always the better soultion if you rent more than one time per year.

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Colly15
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Joined: Mon Dec 16, 2019 10:58 am

Post by Colly15 » Mon Jan 27, 2020 2:06 am

The CDW and the LDW are usually separate insurances. As it is described here they seem to be combined.

Cube3
Posts: 12
Joined: Fri Jan 17, 2020 8:15 am

Post by Cube3 » Mon Jan 27, 2020 9:59 am

Normally CDW and LDW are two separate insurances. They can be offered for a lot of money as a combined insurance by car rental companies. The problem of all these insurances is that they do not cover all risks and related costs. This exclusion is particularly valid in terms of tires, windows, roof and underbody.
Consequently a car rental insurance is highly recommended which acts instead of CDW but for a much lower Price. Additionally it covers any parts of a rental vehicle.

Qualityrent
Posts: 3
Joined: Fri Jan 17, 2020 4:16 am

Post by Qualityrent » Mon Jan 27, 2020 1:13 pm

Wheeler wrote:
Fri Jan 10, 2020 6:47 am
I am actually looking for an excess insurance which is valid in US. Any ideas?
The only one which I know in US is Rentalcover. But I don`t know about details of this excess insurance.

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