Excess insurance US

Icepack
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Joined: Sun Dec 15, 2019 5:35 am

Re: Excess insurance

Post by Icepack » Tue Jan 28, 2020 2:51 am

Isn`t this a british excess insurance like icarhire insurance? Clear both are different ones and valid in US, but they are not US insurances?

Drivein
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Joined: Sun Dec 15, 2019 5:36 am

Post by Drivein » Wed Jan 29, 2020 3:53 am

Another one which I found in US is Insuremyrentalcar which I think is not too expensive. Someone who already knows this excess insurance?

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car4you
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Post by car4you » Wed Jan 29, 2020 4:47 am

I know them. They have normal rates as per my opinion.

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Cobra11
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Post by Cobra11 » Thu Jan 30, 2020 2:12 am

They seem to offer CDW/LDW as an alterantive to the insurances which can be bought at the counter of car rental companies. insuremyrentalcar is available for US - citizens and for non-US - citizens.

Beachdriver
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Post by Beachdriver » Thu Jan 30, 2020 2:32 am

Cobra11 wrote:
Thu Jan 30, 2020 2:12 am
insuremyrentalcar is available for US - citizens and for non-US - citizens.
Right but as usual in US there are always some exceptions from the rule. One of these exceptions is that that the insurance policies are not available to people who are citizens of Washington, Iowa, New York, North Dakota, North Carolina, Rhode Island, South Carolina, Virginia and Massachusetts.

Formula_3
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Post by Formula_3 » Fri Jan 31, 2020 10:43 am

Cobra11 wrote:
Thu Jan 30, 2020 2:12 am
They seem to offer CDW/LDW as an alternative to the insurances which can be bought at the counter of car rental companies. insuremyrentalcar is available for US - citizens and for non-US - citizens.
Correct @Cobra11! Insuremyrentalcar provides no excess insurance but a pure rental car insurance in the form of Collision Damage Waiver and Loss Damage Waiver. They are valid for all car rentals in the USA.

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Panther
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Post by Panther » Sat Feb 01, 2020 2:08 am

Is it cheaper than buying a CDW/LDW directly at the counter of a car rental company?

Xray
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Joined: Sat Jan 18, 2020 3:45 am

Post by Xray » Sat Feb 01, 2020 5:08 am

Panther wrote:
Sat Feb 01, 2020 2:08 am
Is it cheaper than buying a CDW/LDW directly at the counter of a car rental company?
Of course, this is always cheaper than buying the expensive insurances at the counter of a car rental company.

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Airbrusher
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Post by Airbrusher » Sun Feb 02, 2020 3:05 am

Sixt has usually included all insurances in its rental rate. Also the financial responsibilty for the renter is reduced to zero at Sixt. As a consequence Sixt renters actually don`t need any excess insurance. Hertz requests for extra money for their excess insurances.

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Cooper
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Post by Cooper » Sun Feb 02, 2020 3:12 am

Airbrusher wrote:
Sun Feb 02, 2020 3:05 am
Sixt has usually included all insurances in its rental rate. Also the financial responsibilty for the renter is reduced to zero at Sixt. As a consequence Sixt renters actually don`t need any excess insurance. Hertz requests for extra money for their excess insurances.
Indeed, an important advantage for Sixt. No expensive excess insurances necessary is a really good thing. For Hertz and others the sale of insurances is of course a business case.

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