Excess insurance US

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Texas77
Posts: 17
Joined: Sat Dec 21, 2019 7:46 am

Re: Excess insurance

Post by Texas77 » Mon Feb 03, 2020 2:21 am

From my point of view usually you don`t need any excess insurance but if you rent frequently an external own car rental insurance makes sense. A CDW/LDW coverage for let`s say $100 is more efficient than buying each time an insurance at the counter.

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Airport
Posts: 113
Joined: Tue Dec 17, 2019 4:08 am

Post by Airport » Mon Feb 03, 2020 9:41 am

Texas77 wrote:
Mon Feb 03, 2020 2:21 am
A CDW/LDW coverage for let`s say $100 is more efficient than buying each time an insurance at the counter.
The break even will be reached already when you rent one time per year for 6 or 7 days.

Macchiato
Posts: 24
Joined: Sun Feb 02, 2020 11:30 am

Post by Macchiato » Thu Jul 01, 2021 1:29 pm

I would never go with a 3rd party like priceline etc. as it will just lead to extra charges. As far as any excess insurance is concerned I`ve the same opinion. From my point of view it`s always the best solution to get a credit card that has insurance. The worst deal you`ll get is to buy an insurance from the rental company or a third party.

Roadrunner-X
Posts: 8
Joined: Tue May 26, 2020 5:22 am

Post by Roadrunner-X » Wed Jul 07, 2021 10:00 am

Fully agree @Macchiato, I also prefer to use the insurance linked to my credit card. That`s a cheap solution.

Up2021
Posts: 12
Joined: Wed Dec 18, 2019 3:47 am

Post by Up2021 » Fri Jul 16, 2021 10:07 am

Roadrunner-X wrote:
Wed Jul 07, 2021 10:00 am
Fully agree @Macchiato, I also prefer to use the insurance linked to my credit card. That`s a cheap solution.
Correct, I do the same. ;)

alas90
Posts: 20
Joined: Fri Jul 16, 2021 3:32 am

Post by alas90 » Fri Jul 23, 2021 4:02 am

Honestly speaking I don`t think that a credit carsd offers sufficient insurances for rental car usage. I always book special dedicated rental car insurances. My opinion only. :oops:

roboticcar
Posts: 1
Joined: Fri Jul 23, 2021 4:03 am

Post by roboticcar » Fri Jul 23, 2021 4:15 am

I don`rely on a credit card neither. Living in FL I have Geico. It`s cheaper than any other options. ;)

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